You’ve Got The Legacy, We’ve Got The Planning..


Property Professional LinkedIn connections


Years combined wealth tax experience


Compliance with legislation

I have a picture, Pinned to my wall, an image of you and of me and we’re laughing and loving it all

– Thompson Twins

The fundamental algorithm of business – repeat what works!

You created your legacy, your way, over your lifetime. Most of our clients did it with property, or types of real estate, or related activities

Clients tell us success leaves clues and, as T Harv-Eker said, ‘Don’t wait to buy real estate, buy real estate and wait’

Testing positive for family concern

So you’ve built your property business and now you’ve realised the taxman WILL confiscate 40% of your lifetime’s work when you die

Unless you dislike your kids more than you dislike paying voluntary taxes, that’s going to be a problem for you

Resting on your morals

It’s easy enough to fix

The aristocratic social order which prevails in the UK debars a fair playing field in many things but, in legacy planning, we use it to your advantage

The legacy planning principles that work for the rich and famous, can work for you too, just smaller

Britannia waives the rules

Everyone pays, or chooses to pay, Inheritance Tax on assets valued at more than £325,000, with just one exception

Back in 1993, when John Major was Prime Minister, it was decided that any inheritance passed ‘sovereign to sovereign’ is exempt from Inheritance Tax

So, Queen Elizabeth’s estimated £1bn estate passed to King Charles Inheritance Tax free in order to preserve ‘a degree of financial independence from the government of the day’

IHT impacts everyone else

For everyone else, the IHT threshold of £325,000 is frozen until at least 2028, bringing more people into the net as property and investments grow in value

IHT is levied on your worldwide assets, including your home, other properties you own, your savings and investments, including ISAs (yes, your £1m ISA likely is worth just £600,000!), cars and personal possessions

One day, son, 60% of all this, will be yours!

Inheritance tax is often called a voluntary tax because it can be legally planned away

Let’s repeat that for the hard of thinking: IHT is voluntary and can be legally mitigated!

If your family pay IHT on your lifetime’s work it’s because of a decision you made, or didn’t make

As humans we have free will and that comes with great responsibility

Poor decisions have consequences and those consequences don’t affect just you – they affect the people around you, the people you love most

The fact is you’ll likely never make a better investment than sorting your legacy planning. Up to 40% of everything you own could go in death duties, and that’s completely voluntary

By doing nothing that’s where you’re at – you do the maths!

You wanna be the man, you gotta have a plan

Maybe the balance is you work hard on your short term goals and we’ll work hard, with you, on your long term goals

You take care of the present time orientation and we’ll take care of the future time orientation because, frankly, we’re good at that

Left to chance, your planning will simply crash and burn

Helping good people do good things

We’ll do all your legacy planning for you, then we’ll maintain it, keep it completely up to date as rules, regulations, legislation and as your wishes change

Then, when you die, our team will handle everything for and with your loved ones, exactly in line with your wishes. Will, probate, digital estate, all that will be handled for your loved ones at the most difficult time of their lives

All executed by the team that designed and implemented the plan for you

That’s your final gift to your family…

Remembering I’ll be dead soon is the most important tool I’ve encountered to help me make the big choices in life

– Steve Jobs 

Next Steps

Remind yourself what you had to do to get to where you are now by listening, really listening, to Telegraph Road by Dire Straits

Your legacy planning is complex (unlike, say, the orbit of Jupiter, which can be precisely predicted!)

Solutions to complex problems typically rely on multiple layers of insight and require multiple points of view

Our tax team are virtually unknown outside the world of legacy planning, but they’re legends within it, so talk to us..

What our clients say

In almost twenty years of working for us they have acted with honesty and integrity as one of our trusted advisers. We are always treated as important and nothing is too much trouble

John Reilly, Managing Director

John Reilly (Civil Engineering) Ltd

Clients we work with

Here’s what you need to do

Great things happen when we work together

60 complimentary minutes that could save 40% IHT – you do the maths!